A full 100% financing allows homebuyers to purchase a home with no money down. Most mortgage programs available to people looking to purchase a home require a percentage of the total value or purchase price of the home, to be paid at closing as the total of the down payment, closing costs and prepaid items. Often times these amounts prevent would be homeowners from realizing the American Dream.

With “Zero-Down” or 100% USDA financing, homeownership has become more affordable for more people looking to purchase a home. There are several qualifying factors for a USDA zero down purchase loan. These include the location of the home, the borrower’s credit history, and income limits dependent on the size of the family.


When applying for a USDA Home Purchase Loan, it is imperative to work with a knowledgeable and experienced USDA Loan Specialist, in order to confirm the programs qualifications are met prior to applying for a USDA Loan. Contact us now for a quick no cost discussion to see if you meet these qualifications.