by myusdahomeloan | Dec 12, 2021 | Learn About USDA Loans
A full 100% financing allows homebuyers to purchase a home with no money down. Most mortgage programs available to people looking to purchase a home require a percentage of the total value or purchase price of the home, to be paid at closing as the total of the down...
by myusdahomeloan | Dec 12, 2021 | Learn About USDA Loans
Obtaining a mortgage for a home can prove difficult, especially in areas that are still recovering from, or going through, the economic recession. Instead of constantly enduring anxiety about qualifying for a traditional loan, people can pre-qualify for a USDA Loan....
by myusdahomeloan | Jun 25, 2020 | Choose A Lender
Whenever there is a global financial crisis of any kind, you know that it’s more important than ever to make smart financial decisions as a future first time home buyer. Being intelligent about money management in a time of crisis can help set you up to make big...
by myusdahomeloan | Jun 25, 2020 | Home Buying Process
As a first time home buyer, it is highly likely that any home loan lenders you work with will require an escrow account. Setting up an escrow account is nothing new—but it is a concept you’ll want to understand. Generally speaking, an escrow account is one set...
by myusdahomeloan | Jun 25, 2020 | Money Saving
When you’re working toward buying a home, you want the financing process to go quickly and smoothly. One way to make that happen is to make sure you understand the terminology behind your mortgage—and how different aspects of your financial and credit history...